A funding shortfall exists between 
minority and non-minority entrepreneurs.

The Create Capital Fund offers a new approach to minority business lending.

 how it works 

Through the use of private dollars, we’re able to broaden the criteria to offer

short-term microloans in the amounts of $2,500 to $25,000 to qualified minority business owners, who may not otherwise qualify for traditional lending, to grow their businesses while also improving their financial profile. 

Business owners who qualify may use the funds to purchase inventory, equipment, materials and other supplies necessary to grow their enterprises.


To be considered, businesses must:

  • Be legally-structured for-profit entities as defined by the Kansas Secretary of State’s Office

  • Be in business for at least six months prior to application

  • Be socially and/or economically disadvantaged, as described the U.S. Small Business Administration

  • Be located within the Wichita City limits as described by the City of Wichita, particularly within zip code 67214

  • Be free from bankruptcies within the past seven years 

  • Possess a credit score of at least 540 

  • Must be free from delinquencies for at least six months prior to application

  • Agree to receive business development assistance through the Create Campaign or participating partner (i.e. Kansas Small Business Development Center, SCORE Mentors, NetWork Kansas, the Center for Entrepreneurship at Wichita State University, etc.)



Application, document checklist and business summary template

Electronic documents - Please click on the filenames below to access each document

(remember to refer to the Document Checklist on the application to ensure you're

submitting a complete application)

Cash Flow template - provided by SCORE

Balance Sheet (projected) - provided by SCORE

Profit and Loss Statement - provided by SCORE

Application and other fees apply. See application for details.



the fund

The Create Capital Fund is a partnership between Create Campaign, Inc. and the Bravely Onward Fund
at the Wichita Community Foundation


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The Create Capital Fund is seeking contributions to help grow our revolving loan fund to $250,000. Contributions will be matched for maximum impact. The Create Capital Fund is an initiative of Create Campaign, Inc., a 501c3 tax-exempt non-profit, which is helping urban entrepreneurs in Kansas to launch, innovate and excel.

For contribution inquiries, please contact us.

let's create

The Create Capital Fund is one innovative solution to boosting minority business ownership.

Want to explore other pivotal ideas for this demographic that is prime for growth? 


covid-19 relief

A number of financial relief programs have been designed to provide funding to small businesses that have been negatively impacted by the Coronavirus pandemic. Create Campaign has compiled a list of programs. For questions about these programs, Create Campaign can connect you with a qualified banker or a Small Business Administration representative to assist.

SBA | Economic Injury Disaster Loan Advance

Overview: This loan features an advance that will provide up to $10,000 of economic relief to businesses that are currently experiencing temporary difficulties. This loan advance will not have to be repaid, per the SBA.

Even if borrowers are not approved for a loan through the program, or choose not to accept the loan, borrowers may still keep the loan advance.

Loan limits/terms:

  • Loans limit: Up to $2,000,000 

  • Interest rate: 3.75% for for-profit businesses and 2.75% for non-profit businesses

  • Maximum term: 30 years

  • Repayment: No payment is due for one year. While interest accrues during the deferment period, there is no prepayment penalty.

Appropriate use of funds:

  • Paid sick leave

  • Payroll

  • Increased costs

  • Rent or mortgage payments

  • Repaying obligations that cannot be met due to revenue losses

Who is eligible to apply- must have been in operation by January 31, 2020: 

  • Small business with less than 500 employees (including sole proprietorships, independent contractors and self-employed persons)

  • Private non-profit organization or 501(c)(19) veterans organizations affected by COVID-19

  • Faith-based organizations

For more information and to apply directly with the SBA, click here.

SBA | Paycheck Protection Program

Overview: This loan program seeks to help businesses meet their payroll obligations. The SBA will forgive this loan if employees employees are kept on payroll for eight weeks. 

Appropriate use of funds:

  • Payroll

  • Rent

  • Mortgage interest

  • Utilities

Who is eligible to apply- must have been in operation by January 31, 2020: 

  • Small business with less than 500 employees (including sole proprietorships, independent contractors and self-employed persons)

  • Any business with a NAICS Code that begins with 72 (Accommodations and Food Services) that has more than one physical location and employs less than 500 per location

For more information and to apply, click here.